Banking & Financial Services. Core modernization, real-time payments and regulator-ready AI for tier-1 banks.
Relic partners with global banks, capital markets firms and payment networks to modernize cores, digitize customer journeys and unlock trusted AI. From risk and compliance to consumer wealth apps, we deliver at the standard banking regulators expect.
What keeps leaders up at night.
How Relic engineers the answer.
Composable banking cores
API-first cores integrated with digital front-ends.
Real-time payments
ISO 20022-native rails with sanctions and fraud in the flow.
Risk & compliance AI
AML, KYC and reg-reporting copilots grounded in policy.
Digital wealth
Advisor + client experiences with model portfolios and goals.
Modern building blocks.
From assessment to scale.
Digital maturity, compliance posture and value-stream mapping.
Signature experiences and platform blueprints tied to business KPIs.
Modern platforms with governance, security and observability by default.
Adoption programs, FinOps and continuous product evolution.
What we typically deliver.
What's next in Banking.
Outcomes we've delivered.
Delivered a composable core rollout across EMEA in 30 months.
Deployed a risk copilot that summarizes cases and drafts SARs.
Banking & Financial Services questions.
Can Relic modernize our core without a big-bang cutover?+
Yes. We use strangler patterns, parallel run and market-by-market waves so product and regulatory calendars stay intact while the composable core grows underneath.
How do you handle banking regulators and model risk for AI?+
Every AI use case ships with model cards, human-in-the-loop controls, audit trails and documentation aligned to SR 11-7 / ECB guidance, reviewed with your risk and compliance teams before production.
Do you work with Temenos, Thought Machine or our incumbent PAS?+
We are vendor-independent and certified across major cores and cloud platforms. We integrate, extend or orchestrate what you already own rather than forcing a rip-and-replace.
What does a typical banking engagement look like?+
A 2–4 week diagnostic, a 90-day foundation (identity, data, landing zone), then outcome-based pods for payments, digital, risk or wealth, with weekly demos and KPI dashboards.
Can you support ISO 20022 and real-time payments programs?+
Yes. We deliver ISO 20022-native rails, sanctions/fraud in-flow and progressive migration from legacy formats with dual-run and reconciliation guardrails.